【三星死掐苹果,移动支付又干上了】

【三星死掐苹果,移动支付又干上了】近日,三星收购了苹果Apple Pay的竞争对手LoopPay,并会将其支付技术整合到3月即将发布的GalaxyS6上。与Apple Pay的NFC支付技术不同,LoopPay采用磁场技术,通过将迷你支付硬件内置在例如手机保护套中完成非接触式支付,并且这种支付技术已被九成的商家接受,远高于Apple Pay5%的市场渗透率。

http://mashable.com/2015/02/18/samsung-buys-looppay/

Samsung-Galaxy-S5-113

Samsung buys Apple Pay competitor LoopPay

Samsung just made a major move in its bid for the company's own version of Apple Pay.

The South Korean-based company is acquiring the mobile payments platform and Apple Pay rival LoopPay, the two companies announced Wednesday.

Terms of the deal, first rumored back in December, were not disclosed. In a statement, Samsung said LoopPay's two founders will join the company, although the status of the rest of LoopPay's team is unclear.

"Our vision of inspiring consumers to transition from a physical wallet to a truly digital wallet will continue," LoopPay CEO and cofounder WIll Graylin said in a statement. "We look forward to working with Samsung to offer the world’s most secure and compelling mobile platform."

Founded in 2012, LoopPay allows users to make mobile payments via their smartphones. But unlike Apple Pay, which uses near-field communications (NFC), the company uses magnetic secure transmission (MST), similar to the magnetic strip on traditional credit cards. Users store credit card information in a digital wallet via LoopPay's app (it's on iOS and Android), but transactions also require the company's $59.95 card case or $10 key fob, which enable the MST payments.

LoopPay has previously touted its platform as being better and more widely accepted than Apple Pay — since it uses external hardware, it doesn't require merchants to adopt the same type of technology as Apple Pay — although the necessity of extra hardware adds an extra, potentially awkward step, to transactions.


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